
Our Mission
Our Vision
- By your side from A to Z

Products
Symphonia
Symphonia is a financial Modular System from Allianz Life Bermuda Limited combining Wealth Distribution rhythms at various time frames.*
The Symphonia program is designed to meet with whatever combination you deem necessary for your financial objectives and goals.
Advantages
Benefits

Basic protection benefits
Life Insurance benefits with the option to set up the appropriate insurance amount that would safeguard the financial future of your family in case of Death or Disablement.
Schooling benefits
In case of Death or Total Permanent Disablement, the schooling fees of your children, in addition to the financial welfare of the parents will be covered over a pre-set period of your choice.
Waiver of future contributions
In case of Death of the life assured, Symphonia grants the option of transferring the policy to a pre-selected beneficiary and the company will step in and pay the due premiums on behalf of the Contract Owner up till the original maturity. The above benefits are also payable in case of Total Permanent Disablement to the benefit of the Contract Owner.

Additonal Riders
A rider is a provision in your Symphonia policy that adds in extra insurance benefits as per your selection and needs
Symphonia is devoted to accompany you in the journey of life and support you to fully look after your loved ones. Whether you want to protect a child, a parent, or a spouse, you will find much more than what you expected. Choose your melody.
· An aggressive capital appreciation rhythm, reflecting efficiency and accuracy in Asset Management for the medium to long term planning.
· A balanced Savings rhythm, reflecting harmony for a long-term retirement strategy.
· A conservative Protective rhythm, reflecting a hedging tactic to safeguard the continuation of the concert.
Death Rider
A supplementary Life Insurance Benefit grants coverage in case of decease due to natural and/or accidents risks.
Accidental Death Rider
A supplementary Life Insurance Coverage to better support the family in case of an accidental death.
Critical Illness Rider
A pre-selected Coverage on all risks pertaining to 10 Critical illnesses.
Accidental Total Permanent Disablement (TPD) and Partial Permanent Disablement (PPD) Rider
Supplementary Total and Partial Permanent Disablement Coverage due to accidents to better insure related risks when and if necessary.
Additional Long Term Total and Permanent Disablement Rider LT-TPD
An Accidental and Natural Total Permanent Disablement Coverage provided to preserve the appropriate amount necessary for a safe financial future.
Passive War Total Permanent Disablement (TPD) and Partial Permanent Disablement (PPD) Rider
Additional Disablement Coverage from passive war or war-related risks.
Passive War Death Rider
Additional coverage on all risks resulting directly or indirectly from passive war events.
Dasi
Advantages
Benefits

Basic protection benefits

Additonal Riders
Accidental Death Rider
A supplementary Life Insurance Coverage to better support the family in case of an accidental death.
Critical Illness Rider
A pre-selected Coverage on all risks pertaining to specific Critical illnesses.
Accidental Total Permanent Disablement (TPD) and Partial Permanent Disablement (PPD) Rider
Supplementary Total and Partial Permanent Disablement Coverage due to accidents to better insure related risks when and if necessary.
Passive War Death / Total Permanent Disablement (TPD)
Additional Disablement Coverage from passive war or war-related risks.
Libertas
Advantages
Benefits

Basic protection benefits

Additonal Riders
Accidental Death Rider
A supplementary Life Insurance Coverage to better support the family in case of an accidental death.
Critical Illness Rider
A pre-selected Coverage on all risks pertaining to specific Critical illnesses.
Accidental Total Permanent Disablement (TPD) and Partial Permanent Disablement (PPD) Rider
Supplementary Total and Partial Permanent Disablement Coverage due to accidents to better insure related risks when and if necessary.
Passive War Death / Total Permanent Disablement (TPD)
Additional Disablement Coverage from passive war or war-related risks.
Paterfamilias
Advantages
Benefits

Basic protection benefits

Additonal Riders
Spouse income
In case of Death or Total Permanent Disablement, a pre-defined amount will be paid to the spouse over a pre-set period of time.
Schooling benefits
In case of Death or Total Permanent Disablement, the schooling fees of your children will be covered over a pre-set period of your choice.
Accidental Death Rider
A supplementary Life Insurance Coverage to better support the family in case of an accidental death.
Accidental Total Permanent Disablement (TPD) and Partial Permanent Disablement (PPD) Rider
Supplementary Total and Partial Permanent Disablement Coverage due to accidents to better insure related risks when and if necessary.
Passive War Death / Total Permanent Disablement (TPD)
Additional Disablement Coverage from passive war or war-related risks.
Universitas
Advantages
Benefits

Basic protection benefits

Additonal Riders
Spouse income
In case of Death or Total Permanent Disablement, a pre-defined amount will be paid to the spouse over a pre-set period of time.
Schooling benefits
In case of Death or Total Permanent Disablement, the schooling fees of your children will be covered over a pre-set period of your choice.
Accidental Death Rider
A supplementary Life Insurance Coverage to better support the family in case of an accidental death.
Accidental Total Permanent Disablement (TPD) and Partial Permanent Disablement (PPD) Rider
Supplementary Total and Partial Permanent Disablement Coverage due to accidents to better insure related risks when and if necessary.
Passive War Death / Total Permanent Disablement (TPD)
Additional Disablement Coverage from passive war or war-related risks.
Contact us

Legal address
South Devondale
7 Devondale Drive Devonshire
Bermuda