• Group health insurance is primarily designed to provide coverage to a group of members, composed of company employees and members of an organization.
  • Group health members receive insurance at a reduced rate because the insurers risk is spread across a group of policy holders. 
Allianz S.A.L. health insurance Basic plan consists of key coverage to protect you, your employees and their families from potentially significant in-patient costs such as hospitalization or day care treatment, surgery, oncology treatment and rehabilitation, etc…
You'll need to add riders from the In-patient special covers, if you choose to upgrade your plan to include medical repatriation,  worldwide assistance, psychiatric illness, etc…
Additionally, you can opt for the out-patient plans which include ambulatory services such as diagnostic tests and imaging, physiotherapy, complementary practitioner charges, drugs, enhanced dental care and optical services, etc…
In-Patient Basic
100% reimbursement with no financial Limitation

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Hospital accommodation All expenses related to same day surgeries or treatment, and emergency treatments Breast reconstruction following a covered partial or complete mastectomy due to  breast cancer

Surgical operations, including pre -  and post - operative care

Perinatal care

Chemotherapy and Radiotherapy


Nursing care, drugs and surgical dressings



Physicians fees


Maternity benefit

Intensive Care Unit, Neonatal Intensive Care Unit

Dental treatment following an accident

Injuries related to Passive War


Pathology, diagnostic tests and therapies


Kidney dialysis

Prosthetic implants and appliances

Chronic diseases

Bone Marrow Transplantation

Parent accommodation

Baby day zero and incubator

Organ Transplantation

Home nursing

Genetic, Congenital & Hereditary cases

Road accidents

Local road ambulance Others
In-Patient Special

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Worldwide Medical expenses

All new & unconventional treatments, surgeries, tests and medical techniques not approved by NSSF

Travel and Emergency

Sexually transmitted diseases, AIDS

Medical Evacuation and Repatriation

Parkinson Disease


Artificial Limbs and eyes

Rental of wheelchair


Psychiatric treatment

Morgue and Burial expenses


Infertility treatment


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Ambulatory  (AMB)  Doctor’s Visit (DV)  Prescribed Medication (PM)  Dental (D)  Optical (O) 
Vaccination and blood tests  Medical practitioner charges for consultation   Drugs and dressings prescribed by a medical practitioner  Medical practitioner charges for consultations   Optician charges for consultations 
Radiology Computerised tomography (CT scan), magnetic resonance imaging (MRI scan) and positron emission tomography (PET scan), Ultra Sound (US)  General  Practitioner fees  For treatment of chronic diseases (e.g. Hypertension, Cholesterol, Diabetes Alzheimer, Cardio-Vascular, Cancer...)  Frenectomy  and Frenotomy; Pulpotomy and Pulpectomy; Post and Core   Imaging and eye related exams  
Cardiac Volume Computed Tomography  Specialist fees  For treatment of mental disorders, amphetaminic and psychotropic products (e.g. anxiolytic and neuroleptic medicines) Cleaning
Vision tests for errors of refraction 
Optical Coherence Tomography (OCT)    For contraception, treatment of sterility, impotence and infertility  Filling
Frames for spectacles  
Polysomnography     Vaccination Root Canal   Contact Lenses 
Physiotherapy resulting from a disease or injury     Dermatological products   Inlay/Onlay
Pre-Marital exams      Vitalium   
Pregnancy tests (one, double, triple or quadruple)      Denture    
Morphological (US)      Biopsy    
Amniocenthesis      Occlusal splint