If you are a frequent traveler and you travel at least twice a year, save by choosing a more cost-effective solution with our Annual Multi-Trip Travel Insurance, providing cover throughout the year for up to 90 days per trip. This bespoke product gives you flexibility and peace of mind while you are away from home.

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Trip Cancellation/Curtailment

Provides cover if you need to cancel or cut your journey short before it begins because you, a travelling companion, someone you are going to stay with or a relative is ill, seriously injured, has had an accident or died.

No Coverage

Per person and per claim:
$2 ,500

Deductible: $50

Per person and per claim:
$5,000

Deductible: $50

Emergency Medical Expenses

Provides cover if you are taken into hospital or you need to come home early or extend your journey due to illness or accident.

Per person and per period of cover:

$50,000

Per person and per period of cover:

$250,000

Per person and per period of cover:

$500,000

Treatment

Medical, surgical, medication costs, hospital, nursing home or nursing services outside your home country.

Included Above
Included Above
Included Above
Repatriation of Remains

We shall cover the costs for the transportation of your remains in the unfortunate event of your death, or the death of any person covered under your policy, during your journey.
$2,500
$5,000
$10,000

Dental

In case of an emergency we shall cover you for dental treatment to relieve sudden pain.

$200 Max

($50 per tooth)

$500 Max

($100 per tooth)

$1,000 Max

($200 per tooth)

Repatriation

Expenses for your return home or your transportation to the nearest medical facility or the most suitable to provide the required care for your health condition. You may be accompanied by a medical professional if deemed medically necessary by us.
Included Above
Included Above
Included Above
Accommodation expenses of close relatives or travelling companions

We will pay the reasonable accommodation expenses of your accompanying close relatives or travelling companions to stay with you if you are hospitalized for more than 48 hours.

$25 per person per day for 5 days max number of persons 4

(max $125 per person)

$50 per person per day for 5 days max number of persons 4

(max US$ 250 per person)

$80 per person per day for 5 days max number of persons 4

(max US$ 400 per person)

Accommodation costs related to COVID-19 quarantine: If diagnosed with COVID-19
Up to $100/per day (Max 14 days)
Up to $100/per day (Max 14 days)
Up to $100/per day (Max 14 days)
Transportation and accommodation expenses in case you are hospitalized for more than 5 days

We will pay the reasonable transportation costs (an economy return ticket) and accommodation expenses for one close relative to travel and stay at your bedside.
1x return economy ticket and $50 per day for accommodation expenses for 5 days
1x return economy ticket and $50 per day for accommodation expenses for 5 days
1x return economy ticket and $80 per day for accommodation expenses for 5 days
Expenses in case of minor child left alone

In case you are hospitalized for more than 48 hours and no adult close relatives are accompanying you we shall either arrange for a one-way ticket for the minor child to return home via an authorized escort or for a close relative living in your home country to travel to you and take responsibility for the minor child and return to your home country.
1x economy ticket home or 1x return ticket for close relative
1x economy ticket home or 1x return ticket for close relative
1x economy ticket home or 1x return ticket for close relative
Funeral expenses

Up to the amount shown in your summary of cover for reasonable cost of transporting your body or ashes to your home or we will pay up to the amount shown in your summary of cover for your funeral expenses, in the place where you die outside your home country.
$3,000
$5,000
$7,000
Loss of travel documents

Provides cover if your passport or visas are lost, stolen or destroyed on your journey.
$300
Deductible: $30
$300
Deductible: $30
$500
Deductible:$30
Delayed Personal Possessions

Provides cover if your personal possessions (this does not include valuables) are temporarily lost or stolen on your outward journey for more than 3 hours from when you arrived at your destination.
No Coverage
$500 ($50 per 4 hours)
Deductible: 4 hours
$1,000 ($50 per 4 hours)
Deductible: 4 hours
Personal Possession

Provides cover if your personal possessions are damaged, stolen, lost or destroyed on your journey.
$1,000
$2,500
$5,000
Valuables (including Laptop)

Jewellery, watches, items made of or containing precious metals or semi/precious stones, furs, binoculars, telescopes, computer games, any kind of photographic, audio, video, computer, laptop, television, fax and phone equipment (including mobile phones), MP3 players, PDAs, electronic games, TVs and CDs, mini discs, DVDs, cartridges, video and audio tapes.
$200
$500
$1,000
Single item, pair or set limit

You are covered up to a specified limit for single items as well as pairs or sets. Pairs and sets are those personal possessions that belong together or can be used together.
$50
$125
$250
Alcohol, fragrances and tobacco

You are covered up to a specified limit for alcohol, fragrances and tobacco.
$50
$50
$50

Personal Accident Death (including common carrier)


A beneficiary shall be eligible for a compensation amount in case of your death, or the death of any person covered under your policy, during your journey.

$10,000
$20,000
$30,000
Loss of sight or limb

You shall be eligible for a compensation amount in case you, or any person covered under your policy, suffers loss of sight in one or both eyes or total and permanent loss of use of one or both hands and feet during your journey.
$5,000
$10,000
$15,000
Permanent total disablement

You shall be eligible for a compensation amount in case you, or any person covered under your policy, suffers from a permanent physical disability during your journey and as a result there is no paid work which you are able to do.
$10,000
$20,000
$30,000
Missed Departure

Cover for extra transport and accommodation if you arrive at your departure point too late to board your booked transport due to: public transport not running to its timetable or the vehicle you are travelling in has an accident or breaks down.
No Coverage
$250
Deductible: $30
$500
Deductible: $30
Delayed Departure

Cover if your departure is delayed by more than 6 hours. Benefits apply after the first 12 hours delay and additional benefits apply after each extra delay of 12 hours. Your policy will specify the maximum payable. The circumstances covered are listed in the Policy Document. Alternatively, you may receive up to the amount specified in your policy, if you chose to abandon your journey or cancel your holiday after a 24 hour delay.
No Coverage
$500 ($ 50 per 3 hours)
Deductible: 3 hours
$1,000 ($50 per 3 hours)
Deductible: 3 hours
Personal Liability

Cover for costs that you are legally liable for due to any of the following that you cause during your journey Bodily injury of another person: loss or damage of other people’s property.
No Coverage
$250,000
$500,000
Mugging

Report the mugging to the police within 24-hours of the incident and ask them for a written report confirming you were hospitalised as a result of the mugging.
No Coverage
No Coverage
$100
Credit Card Fraud

Report the theft or loss to the police within 24 hours of discovery and ask them for a written police report.
No Coverage
No Coverage
$1,000
Deductible: $30
Flight Overbooking

if your unable to board your flight due to overbooking and no alternative flight is available within 6 hours of your originally scheduled departure time we will compensate you a hotel stay and meal(s) in order to get the next flight.
No Coverage
$100
$250